No, your money never touches our bank accounts. The customer scans a dynamic QR code that points directly to your own personal or business UPI ID. 100% of the funds are transferred instantly from the customer's bank account into your bank account in 0 seconds. We act solely as a technology layer for QR generation and automated reconciliation.
Traditional gateways take a 2% to 3% percentage cut on every transaction, which unfairly penalizes growing businesses. We operate on a fair, SaaS-based flat subscription model of ₹2,000/month. Whether you process ₹50,000 or ₹25,00,000 per month, your gateway fee remains strictly flat at ₹2,000.
No. Because we do not hold your money or act as a financial aggregator, you do not need complex merchant approvals, business registrations, or GST certificates. You can connect your existing personal savings account or current account UPI ID and go live in under 5 minutes.
Our lightweight Android companion app runs securely in the background on your phone. When a customer pays via UPI, your bank sends you an instant credit SMS/notification. The app reads this notification in real-time, matches the order amount and UTR number, and immediately fires a webhook to your website to mark the order as paid.
If a customer enters a wrong or already-used UTR number, our automated system cross-verifies it against live bank notifications. If no matching credit is detected, the transaction status remains 'Pending' and prevents fraudulent order fulfillment until genuine credit is confirmed.
We provide a native, ready-to-use plugin for WooCommerce (WordPress). For custom websites and applications, we offer clean REST APIs, Webhooks, and code libraries for PHP, Node.js, Python, and React.
Yes, absolutely. There are zero long-term lock-in contracts. You can cancel, pause, or renew your ₹2,000/month subscription at any time directly from your merchant admin portal.