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UPI Xpress

0% COMMISSION · FLAT MONTHLY PLAN

Stop Paying 2% Commission. Flat Monthly Plan For Unlimited UPI QR.

Why give away 2% of your hard-earned revenue? Accept payments straight to your own UPI account with dynamic QR codes. Instant UTR & mobile app confirmation. Flat monthly subscription, zero transaction fees, and no KYC delays.
✓ Flat Monthly Fee (No Per-Txn Cut)     ✓ 100% Direct Bank Deposit     ✓ Instant Setup
HOW IT WORKS

How Does Our UPI Gateway Work?

checkout.yourwebsite.com/pay
Customer Checkout
Step 1: Product Selection & Checkout
Dynamic QR Generated
Step 2: Dynamic QR Code Generated
UPI Payment
Step 3: Customer Pays via Any UPI App
Order Confirmed
Step 4: Real-time UTR & Webhook Verification
01

Customer Selects Product & Proceeds

Your customer selects their product on your website or app and selects UPI as the payment option at checkout.

02

Dynamic QR Code is Generated

Our gateway creates an instant dynamic QR code locked to the exact order amount with a one-click copyable UPI ID.

03

Customer Pays via Any UPI App

Payment is completed through GPay, PhonePe, Paytm, or BHIM. 100% of the money lands directly in your bank account with zero middleman deductions.

04

Instant UTR & Webhook Confirmation

The customer submits the 12-digit UTR number or our mobile companion app auto-reads the bank SMS to instantly trigger order fulfillment webhooks.

FEATURES & ADVANTAGES

Everything You Need to Collect UPI.
Nothing You Don't.

Designed specifically for businesses, creators, and developers who want direct bank settlements with zero revenue cut.

0% Commission (Flat Monthly Plan)

Keep 100% of every rupee your customers pay. No 2% cut, no hidden convenience charges, only a flat subscription fee.

No KYC & Instant Activation

Start collecting payments right away without physical paperwork, business document scrutiny, or waiting days for merchant approval.

Instant Real-Time Settlement

Payments land straight into your own UPI bank account the very second the customer pays. Zero waiting for T+2 or weekend settlement cycles.

SMS & UTR Auto-Confirmation

Our companion mobile app listens to payment bank SMS in real-time, or customers submit their 12-digit UTR for automatic instant verification.

Real-Time Webhooks

Trigger automated backend actions on payment success. Seamlessly fulfill orders, send access links, or update user balances instantly.

WooCommerce, PHP & SDKs

Plug and play with our native WooCommerce plugin, or connect via developer-friendly REST APIs, PHP, Node.js, and Python in minutes.
VERSATILE USE CASES

One Gateway. Limitless Payment Scenarios.

Whether you run an online store, sell digital courses, build web apps, or take in-store payments—collect 100% revenue directly to your bank account.
E-COMMERCE & D2C

E-commerce & WooCommerce Stores

Seamlessly connect our dynamic QR checkout into your WooCommerce or custom shop. Zero 2% gateway deduction on every cart checkout.
CREATORS & COACHES

Digital Courses & Downloads

Sell courses, ebooks, software licences, or consulting calls. Send instant payment links on WhatsApp and collect without merchant KYC approvals.
DEVELOPERS & SAAS

Web Apps & API Checkouts

Embed dynamic QR and instant UTR reconciliation inside your proprietary software using our fast webhooks and developer REST API.
RETAIL & COUNTERS

Billing Counters & Smart POS

Show exact-amount dynamic QR codes on customer-facing POS tablets or screens. Eliminate payment amount disputes and manual verification errors.
TRANSPARENT PRICING

One Flat Fee. Zero Commission. Unlimited Everything.

No confusing tiers. No volume penalties. No percentage cuts from your sales. Just one flat monthly price to run your entire payment stack.
ALL-IN-ONE UNLIMITED PLAN

₹2,000 / month

No transaction percentage fees. No setup fees. Billed monthly, cancel anytime with one click.
Direct Bank Settlement • Instant 5-Min Setup

Everything included with zero limits:

*Compare with other gateways: If you process ₹5 Lakh/month at 2%, you lose ₹10,000 in deductions. With us, you keep 100% of your earnings with zero commission.
CALCULATE YOUR SAVINGS

See How Much You Lose to 2% Fees.

Drag the slider to your approximate monthly sales and see the exact amount you save every single year.

Your Monthly UPI Sales: ₹5,00,000
₹50,000 / mo ₹30,00,000+ / mo
Traditional Gateway (2%)
₹10,000
deducted from your sales every month
Our UPI Gateway (Flat)
₹2,000
flat monthly fee, zero percentage cuts
TOTAL ESTIMATED ANNUAL SAVINGS
₹96,000 / year
Start Saving Today →
MERCHANT TESTIMONIALS

Trusted by 1,000+ Fast-Growing Indian Sellers.

See how online brands, digital creators, and developers keep 100% of their revenue with direct UPI settlements.
★★★★★

"We do around ₹6 Lakhs a month in digital course sales. Earlier, Razorpay was cutting almost ₹12,000 every month in gateway fees. Switching to this UPI gateway at flat ₹2,000 literally saves us ₹10,000 every single month."

AS
Ankit Sharma ✓ Verified
Founder, CodeCraft Academy
★★★★★

"The automated companion app is pure magic. As soon as the customer pays via GPay, the app reads the SMS and our WooCommerce order is confirmed instantly. Zero manual checking needed."

PK
Priya Kulkarni ✓ Verified
D2C Organic Apparel, Pune
★★★★★

"What I love the most is direct bank settlement. No T+2 waiting periods, no risk of frozen accounts due to arbitrary gateway policies. Every rupee reaches my SBI account in 0 seconds."

VR
Vikram Rawat ✓ Verified
Electronics Store, Delhi
★★★★★

"Integrating the webhook into our Node.js backend took less than 15 minutes. The API documentation is clean, and the dynamic QR with exact amounts completely stopped customer payment errors."

RD
Rohan Deshmukh ✓ Verified
CTO, QuickHost SaaS
★★★★★

"No KYC headache was the biggest relief for my freelance agency. We signed up and started sending UPI payment links to clients on WhatsApp on day one. Clean, simple, and reliable."

SM
Siddharth Mehta ✓ Verified
Creative Lead, PixelForge
★★★★★

"We do around ₹6 Lakhs a month in digital course sales. Earlier, Razorpay was cutting almost ₹12,000 every month in gateway fees. Switching to this UPI gateway at flat ₹2,000 literally saves us ₹10,000 every single month."

AS
Ankit Sharma ✓ Verified
Founder, CodeCraft Academy
★★★★★

"The automated companion app is pure magic. As soon as the customer pays via GPay, the app reads the SMS and our WooCommerce order is confirmed instantly. Zero manual checking needed."

PK
Priya Kulkarni ✓ Verified
D2C Organic Apparel, Pune
★★★★★

"What I love the most is direct bank settlement. No T+2 waiting periods, no risk of frozen accounts due to arbitrary gateway policies. Every rupee reaches my SBI account in 0 seconds."

VR
Vikram Rawat ✓ Verified
Electronics Store, Delhi
★★★★★

"Integrating the webhook into our Node.js backend took less than 15 minutes. The API documentation is clean, and the dynamic QR with exact amounts completely stopped customer payment errors."

RD
Rohan Deshmukh ✓ Verified
CTO, QuickHost SaaS
★★★★★

"No KYC headache was the biggest relief for my freelance agency. We signed up and started sending UPI payment links to clients on WhatsApp on day one. Clean, simple, and reliable."

SM
Siddharth Mehta ✓ Verified
Creative Lead, PixelForge